Watch out for scams on new healthcare law
Ted Hubert
The recently passed health care law has state insurance commissioners and attorney generals concerned that health care uncertainties may attract con artists.

It is difficult to know the difference between fact and fiction. The truth is mixed with lies, hypes, rumors and slurs, to the point that few really know who to believe and are very confused about the new health care.

Patricia Barry’s article, in the AARP bulletin, speaks to “The Assault on Truth.”

Barry wrote that both major political parties agree the health care system is broken, however, the debate is distorted with misinformation.

The politicians use generalizations to win a point, (i.e. The majority of the American people do not like the new health plan.)

No one asked me about the new health reform and I have not found anyone that was interviewed regarding these issues.

How is it known if the American people like something or not? How many of the “American People” have read the bill?

A bet ter question is: How many legislatures in Washington have read the health care reform bill?

I guess the trend is to vote party lines and not what is best for the nation, so, why read it?

Jim Toedtmand suggests that it is time to stop talking and start thinking. The overhauling of the existing health care system can be better done with serious debate instead of trivialized rhetoric.

Barry gives 10 things seniors need to know about the new law:

1. It helps 32 million more Americans get insurance.

2. It makes pre-existing medical conditions a thing of the past. Insurers can’t use them to deny coverage for children from this year on, or adults starting in 2014.

3. It guarantees basic benefits for everyone in medicare, makes preventive services free for most, and gradually closes the “doughnut hole” in the Part D drug program.

4. It sets up a temporary program in July to help people with preexisting health conditions obtain coverage.

5. It provides new benefits for most people who already have insurance, such as coverage for adult children until age 26.

6. It leaves medical decisions in the hands of you and your doctor.

7. It requires most people to have coverage by 2014 but offers subsidies for those with moderate or low income and makes more people eligible for medicare.

8. It creates state-run insurance exchanges offering a menu of private insurance plans for people who are uninsured, selfemployed or between jobs (in 2014).

9. It offers immediate tax credits to help small businesses buy insurance for employees.

10. It keeps Medicare financially sound for nearly 10 years and reduces the U.S. deficit by an estimated $143 billion.

No one will attempt to sell you Obamacare coverage and pose as government agents. There is no such thing as Obamacare and government employees do not sell insurance.

Neither will you be thrown into jail, if you do not have health care coverage.

Never sign up for a health plan, if you are not sure who you are dealing with.

Call the Texas State Board of Insurance (800-252-3439 or 512- 463-6169) or go online to www.

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2010-11-18 digital edition

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